Getting Started

Schedule an initial Consultation

Learn about the process in detail from someone who has been through it hundreds of times.  Many factors can have a significant impact on your purchase including: Buyer Agency, Title 5, Lead Paint, Radon, UFFI, Asbestos, Mold, Disclosure laws, Stigmatized property Law, Property seach, negotiation, and more.  Call me to set up a no obligation consultation.

Mortgage Pre-Approval

If you're just beginning a search for your first home or your 10th, one of the first things that you need to do is to get pre-approved by a reputable mortgage lender.  With a pre-approval letter in-hand a seller does not need to be as concerned about a financing contingency, your offer is seen as stronger and it is more likely to be accepted.

A couple of things to consider when selecting a lender:

• Be careful of hidden fees and high closing costs.  "Origination Fees" and "Junk Fees" can make what you thought was a good deal not so good.

• Some of the mortgage companies that advertise heavily on TV and radio have the WORST records with the Better Business Bureau. Click on the link to find out more.

• The Commonwealth of Massachusetts Division of Banks has a web site that provides records of enforcement action taken against Massachusetts Banks that don't comply with regulations.  Click on the link to Massachusetts Division of Banks to read more.

• There are some lenders that issue pre-approval letters without verifying credit, employment, and other important factors.  If your pre-approval letter is from a lender that has become known for such practices, it may cause a seller to accept someone else's offer. You could lose a property.

Browse Current Listings

Register for complete access to the entire MLS on my "Search For Homes" tab.  My search site provides addresses and maps so you can drive around and become familiar with towns, neighborhoods, and home values.  Daily e-mail updates will keep you informed when new listings become available or prices change.    Click here to go to my Search Page

Moving Up or Adding on?

Lately I've met with a large number of people who are deciding whether to add on to their current home or sell and move up to a larger home.  It sometimes makes sense to add on to your current home.  I can assist in your decision by providing some crucial information:

• What is your home's current value and your equity position?

• How much additional space and what features do you need?

• What would be the cost to add to your current property?

• What's the projected value of your home with the added improvements?

• What would it cost to purchase a home that already has the features that you want?

After reviewing all of the factors above, it should be easy to decide whether to add on or not..

 

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